Kill the mortgage.
People buy a listed home’s picture, one pixel at a time. At 100% Nestmarket owns it outright, the mortgage is gone, and rent drops to what the home costs to run. Rent comes down for one reason: the mortgage is paid off.
Rent is mostly mortgage
What the community unlocks on the way to 100%
- 1% owned now
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25% Next
Community chat and private messages open. Pixel owners get a dedicated chat room for the house, with the top five pixel owners serving as moderators. Pixel owners gain the ability to pick and buy specific pixels instead of site selection.
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50%
Members can build their own AI assisted custom mobile friendly Nestmarket games. Your games will be in your profile and shared with anyone to play. The most popular community games will be made accessible via the Arcade portal, and be supplied with its own prize credits.
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75%
Arcade prizes grow by half. Owners also vote on Nestmarket’s next project: another home, or something else entirely. The vote guides the choice; Nestmarket makes the final call.
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100%
The mortgage is paid off and Nestmarket owns the home outright. Rent drops from $2,300 to about $1,100 a month, what taxes, insurance, maintenance and reserves cost, for this renter and every one after. Then the project owners voted for opens.
Rent stays where it is until 100%. There is no partial step-down.
Rented to students and public service workers
Rent applications are open to everyone, with preference for students and people serving in a public capacity. Renters are chosen through standard fair-housing criteria. The six preferred groups:
Students
Undergraduate, graduate, and trade-school students
Educators
Teachers, professors, school staff, and tutors
Military & Veterans
Active-duty service members, reservists, and veterans
Healthcare Workers
Nurses, home health aides, therapists, and medical staff
First Responders
Firefighters, EMTs, paramedics, police officers, detectives, and corrections staff
Park & Wildlife Service
Park rangers, conservation officers, and wildlife staff
The operating-costs-only rate unlocked at 100% carries forward to all future renters.
Keeping it at cost
At 100% the mortgage is gone. The plan from there is an irrevocable housing trust, where the law allows, so the home cannot drift back to market pricing.
Implementation of any trust structure will be subject to jurisdictional legal review, compliance requirements, and final governance documentation.
Important disclosures
The operating-costs-only rate is not guaranteed at a fixed dollar amount
The operating-costs-only rate is an estimate at the time it is set, not a fixed dollar amount. Operating costs rise and fall with taxes, insurance premiums, maintenance needs, and reserve requirements, and rent tracks those changes once the mechanism takes effect. There is no contractual percentage-below-market floor.
“Permanent” means mortgage-free, not expense-free
At 100% sell-out, the property has no mortgage, for good. Taxes, insurance, and maintenance still exist and can change.
Real estate first; other assets may follow
Homes are Nestmarket’s primary focus. Other kinds of assets may be listed at a future date, such as paintings, sports memorabilia, and classic cars. Those would not carry a mortgage to retire; the at-cost rent mechanism on this page applies to homes.
No guaranteed acquisition timeline
There is no guaranteed timeline for full sell-out or trust formation. The LLC that owns the house keeps ownership and management control until full sell-out. The housing model may evolve as participation grows.
Full terms, risk disclosures, and governance rules are provided in the Terms & Conditions.
Every pixel bought brings a home closer to 100%.
At 100% the mortgage is gone and rent drops to cost. For the renter there now, and every one after.